Point, a new challenger bank in the U. S., is launching publicly today with an invite system. While Point is technically providing a bank account, the company focuses on rewards associated with a debit card. "I started Point as a solution about everything that is frustrating and complicated about credit cards. The incentives between credit card companies and cardholders are misaligned, " Point co-founder and CEO Patrick Mrozowski told me. When Mrozowski first got a credit card, he was spending a ton of money to reach a certain level of spending and unlock the sign-up bonus. At the end of the month, he ended up with credit card debt for no valid reason. "What would American Express look like today? " he says to sum up Point's vision. It comes down to two important principles — being in charge of your budget so that you don't end up with debt and unlocking rewards from brands that you actually interact with. Many challenger banks want to provide a simple banking experience for the underbanked.
The Bank reserves the right to change / withdraw this offer at any point of time (without prior intimation to cardholder). The existence of a dispute, if any, under this offer shall not constitute a claim against Standard Chartered Bank. In all matters relating to this offer, the decision of the Bank shall be final and binding in all respects. Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Mumbai only. These terms and conditions are in addition and not in derogation to terms and conditions of Standard Chartered Bank Debit Cards. 10x rewards Earn 10 reward points for every INR 100 spent on your entertainment, groceries, supermarket, utility bills and telecom, up to a maximum of 1, 000 reward points per month. Terms and conditions apply. Additional info
Charities, Mutual Funds, Telecom, Education, Utilities, Government/Insurance, Public Sector Life Insurance, Purchase of foreign currency, Post Office, Fuel and Transportation. In case of an emergency, block your Debit Card instantly In case your debit card is lost/stolen, or you suspect misuse of the same, you can immediately block your card by following any of the following steps- SMS 'BLOCKCARD ' and send it to 5676782 (NRI customers to send the message to +919717000002) Call on our Emergency Helpline Number +91-22-67987700 or our Customer Care Number 1860-419-5555/1860-500-5555; our Customer Service Executives will assist you Login to your Internet Banking account and select 'Block Card' option in the Debit Cards section Read More
Earn eDGE Loyalty Rewards Avail 500+ rewards and offers to redeem points. Earn points from these transactions: 1 point for every Rs. 200 spent on the card at merchant outlets 3 points* for every Rs. 200 spent on Dining, starting 10th October 2018 Cardholders need to use their valid Axis Bank Rewards+ Debit Card as the mode of payment to enjoy 3X eDGE Loyalty Rewards Points* on dining 3 points* for every Rs. 200 spent on shopping at apparel stores, starting 10th October 2018 Cardholders need to use their valid Axis Bank Rewards+ Debit Card as the mode of payment to enjoy 3X eDGE Loyalty Rewards Points on shopping at apparel stores The bank will not be responsible for issuing points, if any merchant is not registered under Fashion Apparel Category *Applicable on transactions of Rs. 500 or more only. For options to redeem points, check the eDGE Loyalty Rewards Catalogue *To enroll for the benefit of eDGE loyalty rewards on your debit card, please activate your card by doing any purchase transaction within 30 days of issuance or else the Bank may at its sole discretion discontinue these features For detailed information on MCC codes for Dining & Shopping, please Click here For detailed information on MCC codes for Dining & Shopping Please Note: Effective November 1, 2017, eDGE Reward Points will not be earned on certain merchant categories i.
Free Debit Card with Rewards With a free Westerra debit card, you can access your account anywhere Visa ® is accepted. Your Westerra membership also provides you these value-added benefits: Free ATMs —Westerra provides surcharge-free ATM access through the CO-OP Network with 1000 free ATMs in Colorado, and 30, 000 nationwide. Look for CO-OP Network ATMs at credit unions, 7-Eleven ® locations and even at Denver International Airport. If you use another ATM network, Westerra will not charge you a fee; but, the ATM owner may charge a fee. No debit card overdraft fees - All Westerra checking accounts are set up so that if there are not funds in your checking account (or line of credit) to cover a debit card or ATM transaction, the transaction will simply be denied. You will not have to worry about paying any fees. Learn more. Earn reward points - Earn 1 point for every $3. 00 you spend when you sign for your purchase. Redeem your points for cash back, gift cards, travel, experiences, merchandise or charitable donations!
Terms & Conditions: This offer is valid only on the Standard Chartered Bank ("SCB") Debit Card. This benefit is part of the product offering and may vary from card to card at the sole discretion of the bank. Reward points can be redeemed through Online rewards portal which is accessible on Internet banking post login. Reward points earned in the period of 1st Jan to 31st Dec will expire on 30th June of the subsequent year. This offer is not valid on cash withdrawal, balance enquiry and POS cash advance transactions made by customers with their Debit Cards. Applicable to customers residing in India only. Only 'undisputed' transactions will qualify for this promotion. Only valid transactions will be considered for the offer. Validity of the transaction shall be at the sole discretion of the Bank. The participation in the offer is entirely voluntary & it shall be deemed to have been made on a voluntary basis. The participation in the offer shall be deemed to be an acceptance of all the terms and conditions governing the offer, which can be amended from time to time at the sole discretion of the management of the Bank.
Debit card image Debit card name and benefits Cashback Annual Fee Apply Online Maybank ASPIRE MasterCard Platinum Debit Card Open to all Maybank ASPIRE current and savings accountholders, enjoy flexibility to adjust purchase limit and zero annual fee for life. Cashback no Annual Fee Free Read more Apply now Citigold Debit & ATM Card Get Citibank Rewards Points. Enjoy convenient access to money from over 1. 2 million cash machines in 100 countries. Cashback no Annual Fee Free Read more Apply now CIMB Debit MasterCard Swap cash for a debit MasterCard that gives you 1 Bonus Point for every RM 4 spent. Enjoy cashless payment via PIN & PAY or contactless. Cashback no Annual Fee RM 15. 00 Read more Apply now Citibank Debit & ATM Card Earn CitiRewards Points every time you spend. Enjoy convenient access to cash from over 1. 2 million Citibank ATM networks across 100 countries. Cashback no Annual Fee Free Read more Apply now Hong Leong Touch 'n Go Zing Debit Card The Hong Leong Touch 'n Go Zing Debit Card is a Touch 'n Go Card with an automatic reload feature that is linked to your Hong Leong Savings or Current Account via Hong Leong Debit Card.
Point doesn't have the same positioning. Creating a Point account is more like joining a membership program. When you sign up, you get a debit card with some level of insurance as it's a Mastercard World Debit card. You can expect some trip cancellation insurance, rental car insurance, purchase insurance, etc. As the name of the startup suggests, you earn points with each purchase. You get 5x points on subscriptions, such as Spotify and Netflix, 3x points on food, grocery deliveries and ride sharing, and 1x points on everything else. Points can be redeemed for dollars — each point is worth $0. 01. In addition to that, Point is going to create a feed of offers with discounts, content, events and more. Due to its premium positioning, Point isn't free. You have to pay $6. 99 per month or $60 per year to join Point. Point doesn't charge any foreign transaction fees. You can connect your Point account with another bank account using Plaid. It lets you top up your account using ACH transfers.
5, 00, 000 Design what your card looks like Have an image of your choice in your card or choose from a wide array of gallery images Keep you, your family and assets safe Personal Accident Insurance Cover of Rs. 5 lacs Air Accident Cover of Rs. 1 crore. Access to 24-hour customer service number All consumers durable purchased using debit cards are insured against fires, natural calamities, burglary, and housebreaking upto 90 days from date of purchase making you eligible for Purchase Protection Plan of upto Rs. 50, 000. To avail the insurance covers, your debit card needs to be used for purchases 90 days prior to the date of the mishap.
Visit the Westerra Rewards website and register to access your rewards account by using your name as it appears on your account and the last 6 digits of either your Westerra VISA ® debit card, Platinum card or Signature Card. You can also find the link in Online Banking by clicking on the checking account then click on More Actions, and Rewards. For credit cards, simply click on Rewards. Rewards points will automatically be combined in your rewards account for all your Westerra cards based upon your primary account information. Select your card design - Choose from our gallery of FREE VISA ® debit card designs with any Westerra checking account! It's easy--when you open your account at any Westerrra branch location, your debit card will be issued instantly in the design of your choice! Choose your own PIN - You will receive a Personal Identification Number (PIN) with your debit card. If you would like to change your PIN, stop by any branch or call us. Free CardNav App - Turn your card on and off, for added security.